Locally owned, Carolina Property Insurance is based in the Myrtle Beach area, but services the entire state of South Carolina. They specialize in property and casualty coverage which includes homeowners insurance, automobile, boat, motorcycle, golf cart, HO6 policies for condos, flood insurance, renters coverage and more.
Some communities in the area do have flood concerns. If you live in one of the areas that is at higher risk, you may want to consider flood insurance even if it isn’t required by your lender. Also, as a coastal community we do have the risk of hurricane damage so proper coverage is crucial in case you suffer damage or loss resulting from one of these issues.
Most condo communities include insurance on the building itself within the home owners association fees. But what a lot of people don’t realize is that the contents of their condo are not covered in this policy. In this case you will want to inquire about an HO6 policy to be sure you have proper coverage on your personal belongings in case of loss due to fire, flooding, etc.
Most people who rent property do not realize they need a separate policy in case of loss or damage to their personal property inside the home or condo. Having renters insurance in place offers great piece of mind that your personal belongings are covered in case of a natural disaster.
Locally owned and operated Carolina Property Insurance takes great pride in finding you the right coverage to ensure you are properly insured to cover losses should the worst happen. They quote from a number of carriers to ensure the best rates and coverage options for your specific needs. The customer service is also second to none. Be sure to reach out today for all your Myrtle Beach Homeowners Insurance needs.